Payoes
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Introducing Payoes Subscriptions →

Turn checkout into revenue

Payoes is the modern payment platform for stablecoin checkout, payment links, and subscriptions on Stellar.

Start for free
P

Acme Inc.

SandboxTestnet
Overview
Payments
Transactions
Payment Links
Invoices
Customers

Developers

API Keys
Webhooks2
API Logs

Payments

Search by customer or payment ID
pay_9tK4mQx8mia@acme.coUSDC49.99CompletedJul 14
pay_7hW2xLp3ethan@northwind.ioXLM120.00CompletedJul 14
pay_5rN8vDk6jess@lumen.appUSDC310.50PendingJul 13
pay_2mB6cFj9liam@cobalt.devUSDC18.00ExpiredJul 12

Works with the assets and wallets your customers already use

StellarSorobanUSDCXLMFreighterxBullAlbedoLOBSTRRabetHana
What is Payoes?

Powerful features for modern payment teams

Payoes is more than a checkout page. We've built a suite of powerful features that give your payments superpowers.

Checkout & payment links

Every payment gets a hosted checkout page with your branding. Need something reusable? Share payment links anywhere you can paste a URL: email, WhatsApp, Telegram, or your site.

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Invoicing

Create a draft invoice, finalize it, and Payoes generates a hosted payment page for your customer. The invoice flips to paid the moment the transaction confirms on-chain.

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Crypto payment processing

Accept USDC, XLM, and any Stellar asset with a single API call. Payoes handles wallet connections, on-chain verification, and settlement to your wallet, so a payment feels like a charge, not a blockchain project.

Explore payments

QR code checkout

QR codes and payment links are like peas in a pod. Payoes offers free QR codes for every link. Feeling artsy? Customize them with your own logo.

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Webhooks & real-time events

React to payment created, completed, failed, and expired events with HMAC-signed webhooks. Automatic retries with exponential backoff, plus delivery logs in the dashboard.

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Payoes API

Payment infrastructure, not blockchain homework

Programmatically create payments, links, invoices, and subscriptions with a REST API that feels familiar. One request returns a checkout URL; Payoes handles the rest.

  • Hosted checkout

    Spin up a payment page with a single API call.

  • Real-time webhooks

    HMAC-signed payment events with automatic retries and delivery logs.

  • Sandbox environment

    Build and test against Stellar Testnet, then switch your keys to Mainnet.

  • Full request visibility

    Inspect every API call with built-in logs: endpoint, response, and timing.

Explore the developer platform

How one payment works

  1. 1

    Create a payment

    One API call returns a payment and a hosted checkout URL.

  2. 2

    Customer pays

    They open the checkout page, connect any Stellar wallet, and approve. No account needed.

  3. 3

    Settled and notified

    Payoes verifies the payment on-chain, settles to your wallet, and fires a webhook.

Open source

Audit, extend, or self-host the whole platform

USDC, XLM & more

Accept any Stellar asset out of the box

Sandbox included

Test everything free on Stellar Testnet

Supercharge your payments

Start accepting stablecoin payments in minutes, not months.

Start for free