Ecosystem

Built on Stellar, connected to it all

Payoes plugs into the entire Stellar ecosystem, the stablecoins, wallets, smart contracts, and global ramps that move money for millions of people.

StellarSorobanUSDCEURCXLMFreighterLOBSTRxBullAlbedoRabetHanaCircle

Everything a payment touches

Payoes handles the blockchain, so you get the whole Stellar ecosystem through a single API.

The Stellar network

A payments-first Layer-1 built for moving money, with settlement in about five seconds and fees measured in fractions of a cent.

Soroban smart contracts

Rust smart contracts running on WebAssembly, live on mainnet. Payoes uses Soroban for on-chain settlement and escrow.

Stablecoins and assets

Accept USDC and EURC from Circle, native XLM, or any Stellar asset your business works with, all at the same 1% rate.

Wallets your customers own

Customers pay with the wallet they already use: Freighter, LOBSTR, xBull, Albedo, Rabet, and Hana. No account, no login.

Anchors and global ramps

The largest on and off ramp network of any blockchain: 80+ anchors, 170+ fiat currencies, and 475,000+ access points worldwide.

Path payments and the DEX

Protocol-level pathfinding lets a customer pay in one asset and settle in another through the built-in order books and liquidity pools.

475K+Ramp access points

170+Fiat currencies

80+Regulated anchors

225+Jurisdictions

~5sSettlement time

<$0.01Average network fee

Ecosystem figures reflect the Stellar network and its Anchor Platform, not Payoes usage.

Works with the wallets they already have

Checkout connects any Stellar wallet through the Stellar Wallets Kit. No customer account, no new app to install.

Freighter

The default browser wallet, built by the Stellar Development Foundation.

LOBSTR

A mainstream mobile and web wallet for everyday users.

xBull

Open-source wallet for power users, as a PWA or extension.

Albedo

Lightweight web signing with no extension required.

Rabet

A simple browser extension wallet for quick signing.

Hana

A multi-chain wallet that brings new users to Stellar.